Merchant Deposits

Merchant Deposits™ from Fiserv offers your business customers the convenience, cost savings and safety of making check deposits from their offices, stores and other commercial locations, on their own time and terms, rather than only when your branch doors are open.


Cost-effective and easy to use, Merchant Deposits enables your customers to scan multiple checks at one time and transmit check images and data directly to your financial institution. It captures payment information, including names, invoice numbers and account numbers. The solution also uses a virtual image endorsement, which eliminates the problems of ink maintenance for your customers. The only equipment needed is an image scanner and Internet-ready computer.

With Merchant Deposits, your financial institution can work with your business customers to define dollar limits and volume thresholds for the number of items and transactions they submit. The solution delivers a faster, more streamlined corporate deposit process. You'll benefit from a decrease in the cost of processing checks while increasing deposits and improving float management.

As with other remote deposit capture solutions products, Merchant Deposits helps your financial institution prevent duplicate deposits and potential fraud.


  • Boost customer satisfaction: Customers can make deposits on their own terms and have their funds available to them more quickly
  • Easy integration: The Web-based nature simplifies installation and training, and facilitates integration with your current back-office workflow
  • Save time and costs: Receive large corporate deposits electronically, eliminating manual entry and saving paper
  • Increase efficiency: Detect duplicate deposit items, and improve administration and security over accounts
  • Increase safety: Help protect your business clients and your employees by decreasing in-branch deposits

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