ATM Deposits
Establishing branch offices in new markets can be expensive. ATM Deposits from Fiserv enables your financial institution to reach into new markets - inexpensively and safely - through remote deposit capture.
Overview
The ease and convenience of using ATM Deposits will appeal to both current and potential customers. There's no need to fill out a deposit envelope, saving customers time and effort, and they can be assured their deposit is secure. Plus, depending on the features of the ATM system, customers can view the check image on the screen as they make the deposit.
This solution works with image-enabled Diebold ATMs to capture a customer's check image. It then determines the check amount, assesses image quality, and transfers ATM deposit images and related transaction data to your central processing site.
ATM Deposits speeds up the posting process and reduces back-office costs. You can also improve customer satisfaction, expand your customer base and integrate remote deposits into your current remote deposit capture system.
Features
- Grow your market inexpensively: ATM deposits enable your financial institution to establish a presence in new geographical markets without incurring the expense of building a branch office
- Reduce ATM service costs: Eliminate daily trips to pick up deposited checks at ATMs
- Increase customer satisfaction: Give customers the convenience of depositing checks on their schedules, not necessarily during branch hours
- Mitigate fraud: Eliminate "empty envelope" fraud, one of the most common types of ATM-related frauds
- Increase safety: Help protect your consumers and employees by decreasing in-branch deposits
