Deposit Solutions

Deposit Solutions meet precise image, data capture and security requirements for any remote deposit capture (RDC) site whether it's a business, a branch, an ATM, or a customer's home or mobile device. Wherever there are checks, Deposit  Solutions make deposits easier and faster for your customers, and less costly for you.

You can deploy Deposit Solutions offerings individually or in combination, as in-house or outsourced/ASP solutions. Fiserv provides a single platform for remote deposit capture, so you only need one way to efficiently manage check deposits.

Branch Deposits

Thousands of financial institutions are converting checks to digital format in their branches so that deposits can be cleared electronically. As a result, they have eliminated costly courier contracts, accelerated processing, and improved funds availability for their customers and members. Branch deposit solutions include branch, teller and ATM.

Retail Deposits

New technologies are enabling individuals to interact with their financial institutions remotely, at their convenience and from any location, using office scanners or smartphones. Retail solutions include consumer and mobile.

Commercial Deposits

Commercial deposit solutions for remote deposit capture allow you to accept business deposits anywhere - helping you compete more effectively in both existing and new markets. Commercial deposit solutions include merchant, mobile, small business and remittance coupon capture.

Back Office Solutions

Our back office solutions address the workflows, exception conditions and risk mitigation processes you require and include inclearings capture, deposit returns, deposit review and extensive reporting capabilities. For larger volume capture sites we offer both central and regional capture that can offer a cost effective replacement strategy for outdated check processing systems.

Deposit Solutions offerings are perfect for financial institutions seeking to grow revenue and compete effectively in fiercely competitive remote deposit capture (RDC) markets. The flexibility to make image-based deposits from virtually any location is helping financial institutions:

• Take advantage of a cost-effective solution for check processing, allowing you to control your per-item costs in a declining volume environment
• Streamline item processing, improve operational efficiency and speed up deposit processing
• Mitigate financial fraud risk
• Increase customer retention
• Break free from past geographic limitations