Immediate Funds

Your accountholders want instant access to their deposited funds. Strengthen your relationship with them by delivering the funds availability they expect, when they want it. 

Immediate Fundssm from Fiserv is an instant check cashing platform that will help you deepen relationships by offering your customers or members instant access to funds when they deposit checks through teller, mobile and ATM channels.

Immediate Funds lets you meet a pressing demand from small businesses and consumers across all demographic groups – while generating revenue for your institution as a value-added service. You can count on Immediate Funds to deliver convenience for accountholders and goodwill for your institution.


An instant cashing platform that delivers the differentiated consumer experience the market demands


Customer Convenience

Delivered quickly through your existing mobile and ATM channels, and in-person at the teller line

Immediate Response, No Declines

Unique configuration allows accountholders to receive an offer of accelerated funds availability within seconds only when they've been pre-approved


Data Protection

Less worry for today's savvy consumers who are increasingly concerned about their personally identifiable information (PII)


Consistently High Approval Rates

Our model automatically attempts to approve the first transaction for every accountholder to grow adoption

Real-Time Delivery

Decisions on availability are immediately delivered to your staff, avoiding line delays or accountholder wait time

Easy Implementation

Requires no software installation and can be applied to all relevant points of check presentment


With Immediate Funds, you can provide faster access to funds from check deposits, giving them a more convenient way to access their funds at your financial institution rather than at an alternative financial service provider. Your financial institution retains complete control of the accountholder relationship via communications, branding, promotion and delivery.


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Cash in on Convenience

Consumers want their financial institutions to offer immediate-funds services.

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