Merchant solutions for financial institutions
Maximize additional revenue streams by offering your business clients Merchant Services from Fiserv.
Optimize your merchant portfolio
65%
of SMB annual sales revenue is processed by merchant services providers
57%
of businesses using merchant services are more likely to open a deposit account at the same bank
Fiserv offers your small and medium-sized business clients a high-touch customer service model combined with our Clover point-of-sale and business management solutions.
We use data analytics to create 360-degree marketing designed to reach tech-savvy merchants wherever they are: at home, in their cars, on their phones and while running their businesses.
Sources: JD Power 2025 US Merchant Services Satisfaction Study; ICBA, “Rethinking Merchant Services,” Sept. 2023
Grow your business banking portfolio with innovative technology, market-leading payment processing, and enhanced product integration.
- Receive a referral bonus and residual revenue from card processing
- Attract new merchant clients and deposits with marketing assistance to help promote merchant services and Clover
- Improve client retention, build deeper relationships, cross-sell more products and minimize competition
Our Merchant Opportunity Analysis can help you identify opportunities to grow incremental revenue and increase your merchant portfolio. Schedule a complimentary analysis today.
Generate revenue growth
Offer world-class capabilities
with personal support
High-touch, white glove customer service and support model
Our service model is based on high-touch, white-glove service with our financial institution partners. Dedicated Business Consultants work as an extension of your merchant services team to demonstrate the value of Clover and Merchant Services directly from your branch, at a local business or on the phone. They provide your clients with a complimentary analysis of their current payment processing plan and business operations, helping guide them toward best-fit Clover solutions that meet their business needs.
Powerful data analytics to drive growth
We offer our financial institution partners an in-depth view of their portfolio and identify opportunities to generate incremental revenue growth. Statistically, partners that utilize the data we provide see an incremental increase in non-interest income of 30 percent from their merchant program.
Source: Fiserv internal data from existing bank partners
Comprehensive business management and POS solutions for merchants
Offer the right solutions to help merchants grow. Clover is the world’s smartest POS and business management solution for small to medium-sized businesses. In addition to providing contactless payment capabilities, Clover helps businesses streamline their operations, including payroll, employee management, inventory management, customer loyalty and more, all through their Clover device.
Extend your marketing capabilities
We know your marketing resources are limited. That’s why we offer resources to help extend your marketing capabilities with a 360-degree marketing approach that helps attract, refer, connect and close merchant services accounts. Increase adoption rates with banker education materials and target merchants wherever they are through direct marketing, online advertising and in-branch merchandising.
Let's talk!
Learn about our merchant services program and schedule a complimentary analysis identifying opportunities to grow incremental revenue and increase your merchant portfolio.