Helping Consumers Clear the Check Clearing Hurdle

Accelerated funds availability allows depositors to instantly access the money they deposit via check. There’s no waiting period for the check to clear and no penalty if the check writer’s account has insufficient funds.

Recent findings reveal a new category of accountholders who demand accelerated funds availability but aren’t neccessarily strapped for cash. These consumers want ease, utility and simplicity in their financial lives. Financial institutions that can’t meet these requirements risk losing accountholders.

In this BAI Banking Strategies article, Fiserv experts take a look at these changes in consumer behavior and how financial institutions can deepen their relationships with accountholders by delivering available funds solutions to meet their immediate needs.


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