Fiserv, Inc. (NASDAQ: FISV) aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; eCommerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index, the FORTUNE® 500, and has been recognized as one of FORTUNE World’s Most Admired Companies® for 11 of the past 14 years and named among the World’s Most Innovative Companies by Fast Company for two consecutive years. Visit fiserv.com and follow on social media for more information and the latest company news.
Our foundational culture is rooted in our five core values:
At Fiserv, we help clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; eCommerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale (POS) business management platform. Our operations are comprised of the Merchant Acceptance (Acceptance) segment, the Financial Technology (Fintech) segment and the Payments and Network (Payments) segment.
The businesses in our Acceptance segment provide a wide range of commerce-enabling solutions and serve merchants of all sizes around the world. Acceptance solutions enable businesses to securely accept consumers’ electronic payment transactions online or in person. Payment transactions include credit, debit, stored-value and loyalty payments, whether through a POS device, a mobile device, or an eCommerce transaction over the internet.
The services in this segment include POS merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; CaratSM, our omnichannel commerce ecosystem; Clover, our cloud-based point-of-sale and business management platform; and Clover Connect, our independent software vendor (ISV) platform.
The businesses in our Payments segment provide financial institutions and corporate clients around the world with the products and services required to process digital payment transactions. This includes card transactions such as debit, credit and prepaid card processing and services; a range of network services, security and fraud protection products; card production and print services. In addition, the Payments segment businesses offer non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, eBilling, and security and fraud protection products. Clients of the global Payments segment businesses reflect a wide range of industries, including merchants, distribution partners and financial institution customers in our other segments.
The businesses in our Fintech segment provide financial institutions around the world with the technology solutions they need to run their operations, including products and services that enable financial institutions to process customer deposit and loan accounts and manage an institution’s general ledger and central information files. As a complement to the core account processing functionality, the businesses in the global Fintech segment also provide digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services that support numerous types of financial transactions.
Innovation and New Product Development
We aspire to move money and information in a way that moves the world by delivering superior value for our clients through leading technology, targeted innovation and excellence in everything we do. We achieve this through active portfolio management of our business, enhancing the overall value of our existing client relationships, improving operational effectiveness, being disciplined in our allocation of capital and differentiating our products and services through innovation.
Our long-term priorities are to:
- Continue to build high-quality revenue while meeting our earnings goals
- Enhance client relationships with an emphasis on digital and payment solutions
- Deliver innovation and integration that enables differentiated value for our clients
- Deliver integration value from acquisitions
We serve clients around the globe, including merchants, banks, credit unions, other financial institutions and corporate clients.
We have operations that span the globe, allowing us to provide valued services and solutions to clients wherever they may be. We serve our global client base by working among our geographic teams across various regions, including the United States and Canada (North America); Europe, Middle East and Africa (EMEA); Latin America (LATAM); and Asia Pacific (APAC).