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Enterprise Payments Platform

A centralised platform for different payment types and clearing schemes in Europe, the Middle East and Africa

Across Europe, the Middle East and Africa, new payment and regulatory initiatives such as TARGET Instant Payment Settlement (TIPS) and TARGET2 mandates, UK New Payments Architecture, SEPA Instant Payments, SEPA Request to Pay, Open Banking, European Payment Initiative (EPI), SEPA Continuous Gross Settlement, and RTGS are all changing the way financial institutions do business. 

Enterprise Payments Platform from Fiserv empowers you to choose the path to payments modernisation, whether it's addressing specific needs like instant payments and gpi or building a progressive payments strategy.

Enterprise Payments Platform enables financial institutions in the UK, Europe, the Middle East and Africa to process multiple payments – independent of channel, clearing scheme or type – on a single, cloud-ready, centralised, real-time, integrated technology platform, on-premises or as a service. 

Our cloud-ready payments solutions help with your HVPS+ and CBPR+ ISO 20022 migrations, faster clients onboarding as well as enabling you to offer new innovative and monetisable solutions using Request to Pay and other overlay services. 

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Fiserv is the first to market with a European instant payments solution and supports a growing list of more than 50 global clearings. 

Enterprise Payments Platform

    • High-Value Payments across EURO1, TARGET2, UK CHAPS, TIPS and Jordan RTGS
    • Instant Payments, Faster Payments and Request to Pay
    • SEPA  ACH and Low-Value Payments
    • Cross-Border and International Payments


Modernise your payments business to match your business goals

  • Streamline workflow processing, clearing and settlement
  • Cut manual intervention and increase straight-through processing
  • Leverage dashboards for a 360-degree view of all payment activity
  • Reduce costs and complexity
  • Ensure a compliant, scalable and reliable payments infrastructure
  • Make agile business decisions to stay in step with market movements and customer requirements
  • An open, real-time, payments architecture that allows you to scale and grow
  • Easy to deploy, market-ready solutions enable a more rapid response to market needs, with implementation in months – not years – with a robust out-of-the-box feature set 

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Enterprise Payments Platform

Enterprise Payments Platform delivers streamlined payments processing for European payment types – high value, low value, instant, Single Euro Payments Area (SEPA) and correspondent payments through SWIFT – on a single, integrated technology platform, enabling you to meet and exceed customer expectations.

Liquidity Management Solutions from Fiserv  

Extend the capabilities of Enterprise Payments Platform with Aquarius from Fiserv to proactively monitor and manage your liquidity positions across all payment types.  

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Impact Study: Can You Afford Compliance?

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution’s ability to provide payment services. This impact study explores five core areas of compliance that are challenging financial institutions today, and how combatting these concerns can orient institutions for success.

Read the Study

Challenging Times Demand Flexible Solutions

With traditional revenue sources such as interest income and payment fees on the decline, banks and financial institutions are under pressure to rethink their revenue model while optimising returns on any new investment. Alex Weaving, Vice President, Sales, Fiserv says that success will depend on how best financial institutions manage and optimise their payments investments.

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Finding the Right Path to Payments Modernisation

Financial institutions are redefining their payments strategies to meet ISO 20022 requirements, as well as growing demand for real-time payments, enhanced customer insights and increased profitability.

Read the blog

Request to Pay and the Promise of Digital End-to-End Payments

Request to Pay, together with instant payments and open banking, is revolutionising digital payments. Our point-of-view paper takes a deeper dive into request to pay.

Read the point of view paper

Get in touch about our financial institutions solutions

We'd love to talk about how we can help your business reach its goals. Simply fill out the form below and we’ll be in touch.