Last Update Posted: March 29, 2016
2. Minors. We do not knowingly collect any Personal Information from or about individuals under 13 years of age. Please do not submit such information to us, and as a parent or legal guardian, please do not allow your children to submit personal information without your permission.
3. Cookies, Browser Information and Related Issues.
a. When you visit the Site, we may receive certain standard information that your browser sends to every website you visit, such as the originating IP address, browser type and language, access times and referring website addresses, and other such information. This data may be used, among other reasons, to improve the operation and security of the Site by assisting in "authenticating" who you are when you access this Site, particularly if you register for access to part of the Site and are issued or create a username and password. We may receive additional technical data about the device used to access the Site ("Device Data") (such as device ID, device model, operating system version, application types and versions, browser type, language, and plug-ins, originating IP address, and time zone and geolocation information). Device Data may be used as part of our security controls to uniquely identify the device and authenticate the user when accessing the Site. Device Data may be shared (along with information about any fraudulent transactions using the device) with one or more third-party service providers. These providers will compare and add the Device Data and fraud data to a database of similar device and fraud information in order to identify and block access to the Site by devices associated with fraudulent or abusive activity. We will not share with service providers any information that personally identifies the user of the device.
b. We may receive additional information about your visit to the Site, including the pages you view, the links you click and other actions you take in connection with the Site and any products and services offered through it. This data may be used, among other reasons, to improve the operation of the Site.
d. You may encounter our cookies or pixel tags on websites that we do not control. For example, if you view a Web page created by a third party or use an application developed by a third party, they may place a cookie or pixel tag on your computer or device.
f. Tracking: With respect to personally identifiable information about an individual's online activities over time and across different Web sites or online services, when a consumer uses this Site, except as required by law: (1) parties other than the operator of this Site are not permitted to collect such information, and (2) the operator of this Site does not collect such information (except information reasonably necessary to process and document user transactions). Therefore, this Site has no need to respond to and does not respond to Web browser "do not track" signals or other mechanisms that enable consumers to exercise choice regarding the collection of such information.
4. What Types of "Personal Information" We Collect, and How We Collect, Use and Disclose It. In addition to the types of information described in section 3 above, we may also collect Personal Information about you when you directly submit it to us. Fiserv may provide you the opportunity to do such things as subscribe to email alerts regarding Fiserv events or company news, to request company information, or to request product or service information through an email contact form. Such information may include your name, your company's name, your personal or company email address or other contact information. It is up to you whether to provide this information. Such information will be used and disclosed as reasonably necessary to meet your needs and respond to your requests, such as disclosing it to our email service provider to send you emails or to one of our affiliated entities to provide you with product information. Parties with whom we share Personal Information are bound to contracts requiring them to use and disclose the information only for the permitted purposes and to use reasonable security measures to protect Personal Information from unauthorized access and use. Fiserv may also use and disclose Personal Information to comply with laws, regulations, court orders and lawful instructions from government agencies, to protect the personal safety of Site users or the public, to prevent and defend claims, to resolve disputes, to troubleshoot problems, to enforce the Terms, and to protect our rights and property. If you register for a service offered through the Site, Fiserv may collect additional Personal Information and use it for additional purposes reasonably related to that service; you will be given a supplemental privacy disclosure as part of the registration process.
5. How We Protect Personal Information About You. To protect Personal Information about you from unauthorized access and use, Fiserv maintains physical, electronic, and procedural safeguards, and requires those to whom we disclose Personal Information (including our employees and service providers that assist us in operating this Site) to do the same. You can update your Personal Information by signing in, clicking "Welcome <name>" and clicking "My Profile" from the menu that appears.
c. Links to Third-Party Sites. This Site may provide links to other sites operated by third parties over whom Fiserv has no control and whose privacy policies may differ from ours. These links are provided for your convenience. If you browse on or submit Personal Information to any of those sites, information about you may be collected by them and will be governed by their privacy policies.