Credit & Debit Solutions
Whether with credit, debit or prepaid cards, Credit & Debit Solutions from Fiserv help financial institutions build greater customer loyalty and increase transaction rates.
When it comes to payment cards, today's consumers have more choices than ever. To stand out amidst the competition, you need more than a simple card processing solution with a rigid, commodity-style business model. You need a comprehensive solution that will "wow" your cardholders and provide unmatched convenience. We can help.
Our Solution
Credit & Debit Solutions from Fiserv make credit, debit and prepaid transactions as easy as they should be, resulting in greater customer loyalty and higher transaction rates. Our card manufacturing solutions, data processing capabilities and industry expertise yield a complete end-to-end value proposition that touches all areas of a card program.
Trust Fiserv to help you differentiate your credit, debit and prepaid card programs:
Credit: Our credit card solution is based on the same leading software used by many of the world’s top credit issuers. Fiserv gives you the power and flexibility to help you differentiate your program, with capabilities such as:
- Visa® and MasterCard® credit programs
- Business and commercial programs
- Private label programs
- Installment loans
- HELOC account access
Debit: Our debit card services reduce your check processing overhead while you gain a reliable, revenue-generating opportunity. Our debit card processing fully supports PIN-based online and signature-based offline transactions for Visa®, MasterCard® and Discover® debit cards.
Prepaid: Our prepaid card program satisfies cardholder demands and generates year-round income with minimal investment. We offer general purpose, reloadable cards and a variety of additional card products — for payroll, government benefits, loyalty and rewards programs, corporate incentives, insurance benefits and gifts — to meet the needs of your consumers.
Benefits
Our Credit & Debit Solutions offer the competitive features that will gain success in the marketplace and help make managing your card programs easy as you maximize your revenue. The benefits for our Credit & Debit Solutions include:
- An integrated, single-source solution for credit, debit and prepaid cards
- Support for individuals and business customers
- Complete processing capabilities for PIN-based online transactions and signature-based offline transactions
- Anytime, anywhere financial convenience for cardholders
- A flexible rewards program with virtually endless redemption options via merchant-funded, issuer-funded or blended programs
- Card manufacturing, personalization and fulfillment, including full-image and identity photo cards
- Comprehensive support services and online tools to help you effectively manage program expenses
