Source Capture Solutions
Source Capture Optimization® is a unique Fiserv approach to integrating your payments environment and allowing deposits to be gathered from more customer touch points. This approach helps financial institutions grow revenue and compete effectively in fiercely competitive markets.
Source Capture Solutions® from Fiserv are designed with your deposit-gathering needs and Check 21 strategies in mind. Comprised of competitively priced, easily deployed components, our Source Capture Solutions meet precise image, data capture and security requirements for any remote deposit capture (RDC) site whether it’s a business, a branch, an ATM, or a customer’s home or mobile device. Wherever there are checks, our Source Capture Solutions make deposits easier and faster for your customers, and less costly for you.
Our Solution
You can deploy our Source Capture Solutions individually or in combination, as in-house or outsourced/ASP solutions. Fiserv provides a single platform for remote deposit capture, so you only need one way to efficiently manage check deposits.
Branch Deposits
Thousands of financial institutions are converting checks to digital format in their branches so that deposits can be cleared electronically. As a result, they have eliminated costly courier contracts, accelerated processing, and improved funds availability for their customers and members. Branch deposit solutions include branch, teller and ATM.
Retail Deposits
New technologies are enabling individuals to interact with their financial institutions remotely, at their convenience and from any location, using office scanners or smartphones. Retail solutions include consumer and mobile.
Commercial Deposits
Commercial deposit solutions for remote deposit capture allow you to accept business deposits anywhere -- helping you compete more effectively in both existing and new markets. Commercial deposit solutions include merchant, mobile, small business and remittance coupon capture.
Back Office Solutions
Our back office solutions address the workflows, exception conditions and risk mitigation processes you require and include inclearings capture, deposit returns, deposit review and extensive reporting capabilities. For larger volume capture sites we offer both central and regional capture that can offer a cost effective replacement strategy for outdated check processing systems.
Benefits
Our Source Capture Solutions are perfect for financial institutions seeking to grow revenue and compete effectively in fiercely competitive remote deposit capture (RDC) markets. The flexibility to make image-based deposits from virtually any location is helping financial institutions:
- Take advantage of a cost-effective solution for check processing, allowing you to control your per-item costs in a declining volume environment
- Streamline item processing, improve operational efficiency and speed up deposit processing
- Mitigate financial fraud risk
- Increase customer retention
- Break free from past geographic limitations
What We Offer
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ATM Source Capture
Establishing branch offices in new markets can be expensive. ATM Source Capture™ from Fiserv enables your financial institution to inexpensively reach into new markets through remote deposit capture.
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Branch Source Capture
Branch Source Capture™ from Fiserv streamlines check processing and reduces operating costs. Its web-based features are customizable to meet your particular processing needs.
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Consumer Source Capture
Consumer Source Capture™ from Fiserv is ideal for retail and small business customers who deposit small volumes of checks daily. This solution enables them to quickly and securely scan and deposit checks from homes or offices, and promotes the use of online banking.
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Merchant Source Capture
Merchant Source Capture™ from Fiserv offers your business customers the convenience and cost savings of making check deposits from their offices, stores and other commercial locations, on their own time and terms, rather than only when your branch doors are open.
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Mobile Source Capture
Given the popularity of smartphones, mobile deposits have emerged as an essential product for financial institutions to offer. Mobile Source Capture™ from Fiserv provides your customers the ultimate convenience in making a remote deposit.
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Remittance Coupon Source Capture
Remittance Coupon Source Capture™ from Fiserv can help your business customers reduce overhead and efficiently process customer payments that include the time-consuming task of keying coupon data into accounting systems.
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Teller Source Capture
Customers appreciate quick, efficient service. Teller Source Capture™ from Fiserv helps tellers shorten the transaction time while delivering thorough customer service.
