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Payments

Fiserv offers a full range of efficient in-house and outsourced payment solutions, including electronic payments and image-based solutions, that are widely considered the industry standard.

Consumers and businesses are redefining how they want to interact with their financial institutions and the types of services they want to access – making an institution’s geographic footprint less important and its ability to connect with consumers and businesses on their own terms mission critical. We’re helping businesses find innovative solutions that cut costs, protect and grow revenue, and mitigate risks associated with the payment process – while attracting and growing their customer relationships.

Our Solution

Whether your customers are paying in person or online, our solutions allow you to maximize the potential of electronic payment processing. For instance, we offer one common source capture platform for handling check deposits at all payment points: merchant, branch, consumer, regional center and ATM. We also offer a range of innovative, fully integrated in-house and outsourced payment solutions designed to meet your needs and your customers’ changing demands, while adhering to regulatory requirements.

Benefits

Today, electronic transactions have become the preferred payment method – over checks and even cash. By leveraging innovation and focusing on our collective strengths, we help clients navigate through this changing landscape. Our payments technology solutions help you:

Reduce operational costs associated with multiple payment channels

  • Offer scalable network expertise, modernization and transparency to your payments operation
  • Deliver a combination of in-house, outsourced and processing offerings, domain expertise and consulting services
  • Share payment information across your entire organization
  • Obtain a dashboard view of payment activity from a holistic perspective

Protect and grow your business

  • Attract and retain customers
  • Offer a mix of payment products and consulting services
  • Align new products with the most appropriate segments
  • Better understand your customers and their buying behavior
  • Optimize pricing for services

Mitigate and manage fraud, risk and compliance issues

  • Benefit from our domain expertise
  • Have better visibility and transparency across payment silos
  • Use products that prevent fraud before it occurs
  • Take advantage of a secure transaction environment and comprehensive risk and compliance tools

What We Offer

  • ACH Solutions

    Whether you’re a de novo or a large financial institution, we offer efficient, powerful automated clearing house (ACH) solutions.

  • ATM Solutions

    Fiserv offers comprehensive management and operations support for your ATM network, ensuring that your machines are up and running when your customers need them.

  • Bank Platforms

    Whether you are a growing community bank, a large, multinational financial institution or a nontraditional banking organization, Fiserv has a bank platform that fits your needs.

  • Biller Solutions

    Biller Solutions from Fiserv let you offer your customers a wide range of bill delivery and payment choices while giving you the opportunity to reduce the cost and improve the efficiency of payment processing.

  • Card Solutions

    Card Solutions from Fiserv provide complete debit, credit, prepaid and ATM payment services to financial institutions as well as ACCEL/Exchange, a premier payments network.

  • Case Management & Resolution

    Fiserv offers case management, dispute resolution systems and exceptions management technology for all payment options, from checks to ACH to debit and credit cards.

  • Club Solutions

    Whether you need a full suite of fitness management software, an electronic funds transfer (EFT) system or an outsource partner to handle billing and member services, Fiserv has solutions to boost the operational fitness of your health club.

  • Convergent Payments Solutions

    Fiserv helps you stay nimble and competitive in the rapidly changing payments landscape by offering streamlined processing for a variety of payment vehicles.

  • Credit & Debit Solutions

    Whether with credit, debit or prepaid cards, Credit & Debit Solutions from Fiserv help financial institutions build greater customer loyalty and increase transaction rates.

  • Credit Union Platforms

    Credit Union Platforms from Fiserv provide an integrated, innovative foundation for growth. They also provide the technology you need to drive efficiency and deliver superior member service in a changing marketplace.

  • Currency Supply Chain Management

    Fiserv offers integrated currency and self-service device management solutions that reduce costs and optimize effeciencies.

  • Electronic Billing & Payment Solutions

    Electronic Billing & Payment Solutions from Fiserv can help you meet the demands of the most Internet-savvy customers, regardless of your institution’s size.

  • Float Management Solutions

    Float Management Solutions from Fiserv can help banks model, predict and react optimally to change in float for maximum profitability.

  • Item Processing Solutions

    With Item Processing Solutions from Fiserv, you can grow deposits by enabling anytime, anywhere check deposits. You can also maximize processing efficiency and minimize your exposure to fraud.

  • Mobile Solutions

    With Mobile Solutions from Fiserv, you can offer your customers anytime, anywhere access in a lower-cost channel via virtually any mobile device on all the major networks.

  • Output Solutions

    From transactional document and card composition to electronic document delivery, Output Solutions from Fiserv help you drive more value into your client relationships.

  • Payments Network

    ACCEL/Exchange® from Fiserv is a leading debit payments and ATM network combining around-the-clock high performance and system availability with innovative transaction sets — all designed to deliver maximum reliability, enhanced revenue and consumer trust. ACCEL/Exchange delivers a unique combination of access, performance and value.

  • Payments Performance Management

    Our services within the payments industry range from strategic planning processes to operations and expense management, with expertise to help you maximize payments profitability in a shifting U.S. payments environment.

  • Personal Payments Services

    Whether it’s to repay a friend, contribute to a group gift, pay team dues — even pay the babysitter, people today are looking for faster and easier ways to send money to anyone. And ZashPay® from Fiserv offers a proven solution.

  • Prepaid Solutions

    With a robust prepaid program, you can gain new cardholders and build consumer loyalty. Fiserv offers prepaid processing, program management and support of prepaid cards for financial institutions.

  • Remittance Solutions

    With Remittance Solutions from Fiserv, your financial institution can offer comprehensive receivables management, remittance processing and lockbox services to customers in multiple industries.

  • Source Capture Solutions

    Source Capture Optimization® is a unique Fiserv approach to integrating your payments environment and allowing deposits to be gathered from more customer touch points. This approach helps financial institutions grow revenue and compete effectively in fiercely competitive markets.

  • Treasury Management

    Fiserv offers proven solutions for your commercial and treasury management needs.

  • Walk-In Solutions

    Walk-In Solutions from Fiserv enable billers to offer a convenient way for customers to pay bills quickly and in-person at more than 20,000 locations throughout the United States.